Our “Treasure” functionality allows children to have the opportunity to learn to manage their money.

“Treasure” is a kitty that parents can top up anytime and distribute money into their children’s“Treasure”.In addition, parents can automate the top-up of their children’s Treasure. For example, parents can decide that each month, their son Justin will receive SGD 10, and their daughter Mary will receive SGD 20.

All transactions in Treasure are in Singapore Dollars. However, Treasure will display the equivalent amount available in your currency. For example, the below is for a Thai user:

What you can do with your Treasure:

• Top-up your Treasure online.
• Transfer funds to any verified Shall Unite members who opened a Treasure in their Shall Unite account.
• Buy any service or product from the Shall Unite Marketplace.
• Create Treasures for each of your children, and manage them individually,
• Have a view of your children’s activities. So you can follow up on what happens at any time.
• Have a view of your children’s activities. So that you can follow up on what happens at any time.
• You can limit your children’s spending over a given period.

What your children can do with Treasure:

• Get notified every time a transaction is made on their Treasure,
• Have a view of their activities at any time,
• Buy services from our third-party partners (for example, 1-on-1 lessons, food, top-up transport cards, etc.). We will regularly add new services,
• Buy products from our Marketplace (for example, books, games, packs, music scores, etc.),
• Open an unlimited quantity of Treasure Boxes to fund their projects. For example, they open a Treasure Box for a toy worth SGD 45 and set a date to complete that project. When the date and the amount are reached, the Treasure Box is unlocked, and they can use the funds. If one of the two parameters is not reached, the system offers your children the option to unlock the box manually or to keep it closed.
• Transfer funds to friends or family members registered on Shall Unite and who activated their Treasure.

How much do we charge to use Shall Unite’s Treasure:

• Treasure is free of charge for top-ups and payments on our Marketplace.
• Your children’s treasure management (adding funds, etc.) is free of charge.
• Transfers between Family members are free of charge,
• As a welcome gesture, transfers between Friends are free during our present introduction on the market. Once that promotion period is over, an administrative fee of 0,9% of each transferred amount will be deducted from your Treasure. We will inform you before the promotion ends.
• We will charge you a SGD 1 one-time payment when opening your Treasure because our system needs that to activate your account. So either you click the “Open a Treasure” button, and we debit SGD 1 from your card, or you click any top-up amount, and your Treasure will be credited of that amount less SGD 1. So, for example, you top-up SGD 20, and your Treasure will be credited SGD 19. Remember that we do not store your card information.

To create a Treasure, you need:

• To be a Verified User,
• A credit or debit card to activate your Treasure and top it up online.

Note : If you aren’t verified, you cannot open a Treasure box. To get verified, click on your name in the top menu bar, scroll down, and click “Verify”. Then, follow the procedure. Once you are verified, you can create a Treasure box.

To transfer money to your child's Treasure, you need to:

• Add a child,
• Click “Treasure” in the left menu bar,

• Click “Top up”

• Select the value you want to top up and follow the instructions.

• Once the funds are in your Treasure, you can distribute them to your children and automate a monthly top-up.